Plan a real trip. Pick a destination. Choose your card and currency. See the actual cost difference between smart choices and the default ones.
Always pay in the local currency. Banks convert at near-market rates with a small markup. DCC ("pay in INR") applies a 5-7% terrible rate locked at the merchant — that\'s their business model. The "rate locked, no surprises" framing exists precisely to make this look like the safe choice. It\'s the opposite.
Up next: pulling everything together — a monthly simulation where you manage your card like a pro.